Chocolate Apple Crisp

3 Apples, unpeeled if desired, chopped

1 1/2 cup flour

1 1/2 cup of uncooked Quick oats

1 cup of brown sugar

1 cup Pecans or walnuts, chopped

3/4 cup margarine

1/2 teaspoon Salt

1 packet plain chocolate, divided (12 oz)

Directions

Preheat the oven to 375 degrees F. In large bowl, combine flour, brown sugar, baking soda and salt.

With 2 knives or pastry blender, cut in butter until mixture resembles fine crumbs. Stir in oats; press half of oat mixture into greased 13x9" baking pan.

To remaining oat mixture, add Nestle Toll House semi-sweet chocolate mini morsels, apples and pecans; stir to combine. Sprinkle over base. Bake at least 35 minutes until lightly browned. Cool slightly; cut into squares.